• Appraisals
• Architects/Designers
• Attorneys and Title Companies
• Banks & Mortgage Brokers
• Builders/Contractors
• Home Inspection

Appraisals

An appraisal is an unbiased estimate for a parcel of real estate. This is what is typically expected by a bank and paid for by the buyer. 

Names of some local appraisers are provided below in alphabetical order.

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Architects/Designers

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Attorneys and Title Companies

General Information

Through the course of the real estate transaction, consulting an attorney regarding contingencies or other issues regarding the sale or purchase of your home or land may be necessary or prudent.

While the real estate purchase and sale agreements are fill-in-the-blank forms supplied to us by the Colorado Association of Realtors, some questions may arise. We are not attorneys and we encourage you to consult one if you choose.

Often both buyers and sellers will ask us if they need to have their attorney attend the closing. This is purely a matter of preference. Typically attorneys do not attend, but we certainly would never discourage you from having your attorney present.

Title Insurance

A title insurance policy is commonly delivered to the Buyer at Closing and is paid for by the Seller to provide a guarantee of a "clean title". For more information about owner's title insurance, you may want to check with a closing agent or visit American Land Title Association's (ALTA) website with detailed information about title insurance.

 

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Banks and Mortgage Brokers

What is the difference between a bank and a mortgage broker?

Mortgage brokers are companies (or individuals) that work with wholesale mortgage lenders to provide their customers with a wide selection of mortgages. The mortgage broker originates the loans while the mortgage lender actually funds the loans.

A bank on the other hand may not offer the same selection of products but may be able to offer more flexibility within its products. You may like the idea of having your loan held locally or perhaps you have already established a relationship with a particular bank and just want to keep all your business in one place.

Which should I use?

The answer will depend upon your individual loan needs, situation and inclination. If you are not sure which lender to use, you should speak to several, explaining your particular situation. Find out what type of program each thinks will work best for you; then compare.

Builders/Contractors

Property Management

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Home Inspection Services for Real Estate

Buyers should have a home inspection whether the house is new or old. The purpose of the home inspection is not to discover small imperfections since no house (even a new one) is perfect. The real purpose of the inspection is to make sure that there are no significant surprises and to learn about the property. If questions arise from the home inspection, then the experts are called in to investigate.